Blog Articles

SBA 7(a) Loans Explained: Uses, Eligibility, Terms, and How to Apply

The SBA 7(a) loan program is the U.S. Small Business Administration’s primary loan program. It doesn’t usually lend money directly—instead, the SBA guarantees a portion of a loan made by an approved lender, which can make it easier for small businesses to qualify for...

Business Line of Credit vs. Business Loan: How to Choose the Right Funding Option

Small businesses often narrow financing choices down to two popular tools: a business line of credit and a business loan. Both can support growth and stabilize cash flow, but they work differently—and those differences matter when you’re deciding what to apply for and...

Personal Loan Origination Fees: What They Are, How They Work, and How to Pay Less

When you take out a personal loan, the total cost isn’t always just “interest + principal.” Many lenders also charge an origination fee—an upfront cost tied to processing and underwriting the loan. The tricky part is that you often don’t pay it out of pocket, so it’s...

How to Get a Personal Loan: A Practical 7-Step Playbook (Plus Expert Tips)

A personal loan can be a straightforward way to get a lump sum for things like debt consolidation, home repairs, or unexpected bills—often without putting up collateral. But the best results (lower APR, faster approval, fewer fees) usually come from doing a little...